Hello, so good to see you!

My name is Lusine

I'm your new ally in the realm of life insurance! My mission is to support individuals and families in protecting their legacies and securing their futures. I'm committed to building authentic relationships and crafting customized solutions that honor your unique story. Let's embark on this journey together to safeguard your legacy and ensure lasting peace of mind for generations to come.

Services

From policy consultations to reviewing existing coverage, I'm here to ensure your life insurance plan aligns perfectly with your goals. Let's craft a policy that speaks to your values and secures your legacy with confidence.

Protecting Tomorrow:

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What types of life insurance policies are available?

There are typically two main types of life insurance: term life and whole life. Term life provides coverage for a specific period, while whole life offers coverage for your entire life, along with a cash value component.

How much life insurance coverage do I need?

The amount of coverage you need depends on various factors such as your income, debts, and future financial obligations. A general rule of thumb is to aim for coverage that is 5 to 10 times your annual income, but it's best to assess your individual needs and do a consultation.

Can I change my life insurance policy after purchasing it?

Yes, you can typically make changes to your life insurance policy, such as increasing or decreasing coverage, adding riders for additional benefits, or changing beneficiaries. However, these changes may be subject to certain terms and conditions, so it's essential to review your policy and consult.

What happens if I miss a premium payment?

If you miss a premium payment, your life insurance policy may enter a grace period during which you can still make the payment without any penalties. If you fail to pay within the grace period, your policy may lapse, meaning you lose coverage. Some policies may offer options such as automatic premium loans or using the cash value to cover premiums to prevent lapses, but it's crucial to check your policy terms.

My blog

I'll unveil exclusive insights to help you navigate the world of life insurance with confidence and clarity.